: Interest-free loans for smaller purchases ($50–$1,000), typically paid bi-weekly over six weeks.
: Reached $1.12 billion in fiscal Q2 2026 (a 30% year-over-year increase).
: A physical/digital debit card that allows users to pay in full or request to "pay later" for nearly any purchase. Credit Reporting Policy (As of April 2025)
Affirm has transitioned into a "profitable growth" phase, reaching a significant milestone in fiscal Q2 2026 by reporting its first GAAP operating income.
: Longer-term financing (3 to 60 months) for high-ticket items up to $5,000+, with APRs ranging from 0% to 36% .