Choosing this option usually results in lower premiums but restricts your right to sue a negligent driver for "pain and suffering" unless your injuries meet a specific "serious injury" threshold.
$5,000 per accident to cover damage you cause to another person’s property, such as their vehicle. auto insurance companies in pa
Pennsylvania features a mix of massive national carriers and strong regional players. As of 2026, the following companies are recognized for their market presence and specialized offerings: Auto Insurance - Commonwealth of Pennsylvania Choosing this option usually results in lower premiums
Auto insurance in Pennsylvania is characterized by a unique "no-fault" system and specific legal options that directly impact a driver's financial protection. Understanding the landscape of providers, state requirements, and the distinct "tort" selection is essential for any motorist in the Keystone State. State Mandated Requirements As of 2026, the following companies are recognized
$5,000 minimum limit to pay medical bills for you and your passengers, regardless of who is at fault. The Choice of Tort: Full vs. Limited