: Instead of rewards, you can choose flexible financing on your first purchase. Standard Reward Rates
: If a financing balance is not paid off by the deadline, interest is charged retroactively from the original purchase date . best buy credit offers
: Earned on the My Best Buy Visa at restaurants, bars, and grocery stores. : Instead of rewards, you can choose flexible
: A specific limited-time offer provides 20% back in rewards on KitchenAid major appliances for new cardmembers' first-day purchases, valid through April 29, 2026. : A specific limited-time offer provides 20% back
If you choose "Standard Credit" rather than financing, you earn points that can be redeemed for Best Buy certificates (250 points = $5 certificate).
Best Buy offers two primary credit cards issued through : the My Best Buy Store Card (limited to Best Buy) and the My Best Buy Visa Card (accepted anywhere Visa is). Both cards provide a choice between earning rewards points or utilizing deferred interest financing on qualifying purchases. Introductory Offers (April 2026)