If you'd rather pay over time, Best Buy offers tiered deferred-interest plans based on how much you spend: On storewide purchases of $299+ . 18 Months: On major appliances of $599+ .
On unlocked phones ( $649+ ) or home theater/smart home kits ( $799+ to $1,499+ ). My Best Buy Visa® Card
You must make the purchase within 14 days of account opening.
Upgrading your home theater or snagging the latest laptop is an investment. Best Buy offers two primary credit paths—the (store-only) and the My Best Buy Visa® Card (use anywhere)—to help soften the blow with either massive upfront rewards or long-term interest relief. 1. The Welcome Offer: 15% Back in Rewards