: Currently available for major carriers including AT&T , Verizon , and T-Mobile .

: Available on unlocked phone purchases of $649 and up . There is no interest if the balance is paid in full within 24 months.

If you prefer an unlocked iPhone or do not want to use carrier billing, you can use a My Best Buy Credit Card for deferred interest financing.

For those who may not qualify for traditional credit cards, Best Buy offers alternative paths: 24-month Unlocked Phones Financing Offer - Best Buy

Best Buy offers two primary ways to finance an iPhone: through major providers like AT&T and Verizon , or promotional financing using a My Best Buy Credit Card. 1. Carrier Installment Plans

These plans allow you to pay for your iPhone in monthly increments—typically over —at 0% APR . The payments are added directly to your monthly wireless bill.

: These are "deferred interest" plans. If the balance is not paid in full by the end of the promotional period, interest is charged from the original purchase date at a high variable APR (currently 27.74%–30.74% ). 3. Lease-to-Own & "Buy Now, Pay Later"