: Banks and exchange bureaus (like Travelex) provide physical currency but often charge higher commissions or hide fees in the exchange rate.
: Some banks charge a flat fee (e.g., €15-€30) regardless of the amount, which makes small exchanges very expensive. buy dollars with euros
: Apps like Revolut or Wise typically offer the lowest fees and "mid-market" rates for digital transfers. : Banks and exchange bureaus (like Travelex) provide