A larger down payment can sometimes help secure a more competitive rate by reducing the dealer's risk.
While BHPH dealers may not do a hard credit check, they cater to "Deep Subprime" borrowers (scores 300–500), where double-digit rates are standard.
Not all BHPH dealers report positive payments to credit bureaus, meaning you might not actually improve your credit score despite paying the high interest.
A larger down payment can sometimes help secure a more competitive rate by reducing the dealer's risk.
While BHPH dealers may not do a hard credit check, they cater to "Deep Subprime" borrowers (scores 300–500), where double-digit rates are standard. buy here pay here apr
Not all BHPH dealers report positive payments to credit bureaus, meaning you might not actually improve your credit score despite paying the high interest. A larger down payment can sometimes help secure