While larger, they have a "No Score No More" program. They offer a wide selection of brands and have been noted for getting monthly payments within a customer's specific budget. Directions Hawthorne Auto Square Used car dealer ClosedHawthorne, CA, United States

Specifically focused on buyers with bad or no credit. They are known for helping customers get in one go and offering affordable weekly payment plans. Directions Auto Depot Fresno Used car dealer ClosedDowntown

One of the larger BHPH operations in LA, offering flexible financing and a large inventory. They are often cited for their approvals and help with credit building. Directions CarZone Dealership in Riverside Used car dealer ClosedRiverside, CA, United States

: This dealer is highly regarded for its fast and smooth process. Reviewers highlight their ability to work with various credit situations and offer low down payments, with some customers even mentioning $0 down payment options.

: Ask if they report your on-time payments to credit bureaus like Experian or TransUnion, as this is the only way a BHPH loan will help improve your credit score.

Buying from a "Buy Here Pay Here" (BHPH) dealership in California can be a straightforward way to get a vehicle if you have a challenging credit history, as these dealers provide financing directly rather than through a third-party bank.

: A long-standing dealership that provides bad credit financing. Customers appreciate the zero-pressure environment and reasonable monthly payments. Central Valley Westland Auto Sales - Fresno's Buy Here Pay Here Car Dealer Car dealer ClosedFresno, CA, United States

: Many BHPH cars are sold "as-is." It is always wise to have a trusted mechanic look at the car before you sign.