Determines if underwriting standards for that specific period were successful or led to higher-than-average defaults. 4. Cash Drawer & Reversal Report Purpose: Balances physical and digital payments daily.
1–10 days, 11–30 days, 31–60 days, and 61+ days. buy here pay here payment center
Helps collectors prioritize accounts that have had zero activity versus those making small "good faith" payments. 3. Static Pool (Vintage) Analysis buy here pay here payment center
60+ day delinquency reached a high of 6.65% at the end of 2025. buy here pay here payment center
Identifies customers who are delinquent but have paid something recently.
Financing income typically accounts for 17% to 18% of total vehicle sales revenue. 📈 Essential Operational Reports
Roll Rates (the percentage of customers moving from one late bucket to the next). 2. Recency Report