: List your total debt amounts and current interest rates to determine how much you need to transfer.
: Transfers typically take 5 to 21 days to complete.
: Keep making minimum payments on your old card until you see a $0 balance to avoid late fees during the transition. 3. Strategic Management
: You generally cannot transfer debt between cards from the same issuer (e.g., you can't move debt from one Chase card to another Chase card).
: Divide your total transferred balance (including the fee) by the number of months in the intro period to find the exact amount needed to reach $0 before interest kicks in.