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Elias walked back to the workbench where Leo was waiting. The anxiety that had been buzzing in the back of his mind like a stray saw blade was gone.

The process was surprisingly quiet. No hold music, no dusty folders. He entered his payroll, described his shop’s safety gear, and watched the quotes populate in real-time. By the time his coffee had gone cold, he had a policy. He clicked 'Purchase,' and a digital certificate slid into his inbox like a finished dovetail joint. buy workmans comp insurance online

"Alright, Leo," Elias said, handing the kid a pair of safety glasses. "Let’s get to work. We’re covered." Elias walked back to the workbench where Leo was waiting

He wiped his hands on his apron and sat at his cluttered desk. He didn’t have time to wait for a broker’s callback or spend a Tuesday afternoon in a fluorescent-lit office downtown. He opened his laptop and typed: buy workers comp insurance online. No hold music, no dusty folders

"What if he slips?" Elias wondered, glancing at the high-speed planer. "What if I do?"

In a small, sawdust-scented workshop in Portland, Elias stood over a half-finished walnut dining table. He was a master of wood but a novice at business. He’d just hired his first apprentice, a bright-eyed kid named Leo, and the weight of responsibility had finally settled in.