A CPN is a nine-digit number that looks exactly like a Social Security Number (SSN). Scammers often sell these numbers, claiming they are a legal way to hide a bad credit history or bankruptcy when applying for loans or credit cards. The Legal Reality: It Is Fraud
Providing a number other than your legitimate, government-issued SSN on a credit application is considered "making a false statement," which is a form of fraud.
CPNs are often stolen SSNs belonging to children, the elderly, or incarcerated individuals. Using one means you are essentially stealing someone else's identity.
A CPN is a nine-digit number that looks exactly like a Social Security Number (SSN). Scammers often sell these numbers, claiming they are a legal way to hide a bad credit history or bankruptcy when applying for loans or credit cards. The Legal Reality: It Is Fraud
Providing a number other than your legitimate, government-issued SSN on a credit application is considered "making a false statement," which is a form of fraud.
CPNs are often stolen SSNs belonging to children, the elderly, or incarcerated individuals. Using one means you are essentially stealing someone else's identity.