: This is your primary tool. It offers $0 down payment , no private mortgage insurance (PMI), and typically lower interest rates.
The Army provides unique tools that can make homeownership more accessible than traditional civilian routes: buying a house in the army
: VA loans have no prepayment penalties , and if you receive PCS orders, your spouse can often fulfill occupancy requirements for you. The "3-to-5 Year" Rule : This is your primary tool
: Owners can deduct mortgage interest and property taxes, which can significantly reduce your annual tax burden. no private mortgage insurance (PMI)