Before looking at model homes, you must establish your "personal affordability" number.

: Essential for new builds to show builders you are a serious buyer. Many builders have preferred lenders who may offer specific incentives like closing cost assistance or design credits. 2. Choosing Your Path: Build Types

: A common safety net where you spend no more than 30% of gross income on your mortgage, have 30% of the home price in savings, and limit the home price to 3x your annual income.