: A 60-day window triggered by a "Qualifying Life Event," such as losing a job, getting married, or having a baby. Where to Look Employer : Most people get insurance through work.
: An annual period (usually late fall) where anyone can sign up for the next year. buying health insurance for dummies
Under the Affordable Care Act (ACA), plans are often categorized by "metal" levels, which tell you how you and the plan share costs: : A 60-day window triggered by a "Qualifying
: Your share of the costs for a service, usually calculated as a percentage (e.g., you pay 20%, they pay 80%). Under the Affordable Care Act (ACA), plans are
: Check Medicaid or Medicare if you meet specific income or age requirements.
: Higher premiums, but lower costs when you get care. Best if you have ongoing medical needs. 3. Networks: HMO vs. PPO