: Users link their bank account or rental portal. Every month, the system verifies their on-time rent payment and reports it to major credit bureaus as a positive tradeline .
: Services like Experian Boost already use this logic to factor positive payment history into credit scores. credit my
: Sweeps rewards directly into a high-yield savings or brokerage account. : Users link their bank account or rental portal
Similar to rent reporting, this expands credit-building to everyday living expenses. like buying a home.
: Funnels rewards into a 529 college savings plan for their children.
A gamified educational feature designed to help users reach a specific goal, like buying a home.