: Includes recent credit inquiries and recently opened accounts. Credit Score Ranges & Meaning
A credit score is a three-digit numerical representation of your creditworthiness, typically ranging from . It acts as a financial "snapshot" that tells lenders how likely you are to repay borrowed money on time. Core Components of a Credit Score credit-score-complete
Most scoring models, including the widely used FICO Score (used by 90% of top lenders), calculate your score based on five key factors: : Includes recent credit inquiries and recently opened