Debt To Income Ratio Buying A House -

: Ensure you are counting stable bonuses, overtime, or part-time work that has at least a two-year history.

If your ratio is too high for the home you want, consider these tactical adjustments: debt to income ratio buying a house

: For conventional loans with less than 20% down, a DTI over 45% can lead to higher Private Mortgage Insurance (PMI) premiums. : Ensure you are counting stable bonuses, overtime,