The easiest way to buy a house involves leveraging low-down-payment mortgage programs and securing a pre-approval to streamline the search and offer process. For most beginners, the simplest path is utilizing government-backed loans that allow for lower credit scores and minimal upfront cash. 1. Leverage "Low-Bar" Mortgage Programs
Finding a loan with flexible requirements is the fastest way to overcome the biggest hurdle: the down payment. Federal Housing Administration easiest way to buy a house