As low as 3.5% for those with a credit score of 580 or higher .
The offers arguably the most powerful mortgage benefits, reserved for veterans, active-duty service members, and eligible surviving spouses. FHA Loan Requirements in 2026 federal home buying programs
For 2026, single-family limits range from $541,287 in low-cost areas to $1,249,125 in high-cost regions. As low as 3