Government Housing Help To Buy <Full ✦>

The home must cost less than £250,000 (£420,000 in London) after the discount.

This permanent scheme helps you buy a home with just a . government housing help to buy

You can buy a home for than its market value. The home must cost less than £250,000 (£420,000

The discount stays with the property. When you sell, the next buyer must also be eligible and receive the same discount. 2. Freedom to Buy (Mortgage Guarantee Scheme) government housing help to buy

The government guarantees a portion of the mortgage, encouraging lenders to offer 95% loans.

You must be a first-time buyer with a household income under £80,000 (£90,000 in London).

You can find participating lenders through sites like MoneySavingExpert. 3. Shared Ownership (UK-wide) Government house buying schemes in 2026