Help For Single Parents | To Buy A Home
You don't always need 20% down. Several government-backed programs allow you to move in with little to no cash upfront:
: State agencies, like CalHFA in California , offer deferred-payment loans or grants that cover up to 3.5% of the purchase price, effectively eliminating the need for a personal down payment. 3. Smart Financial Prep for Solo Buyers help for single parents to buy a home
: If you are looking in a designated rural or suburban area, the USDA Rural Development program offers 0% down financing for low-to-moderate-income families. You don't always need 20% down