Available through VA loans for veterans and USDA loans for eligible rural/suburban areas.

Minimum for first-time buyer conventional loans (3%) or FHA loans (3.5%).

Financial experts strongly advise against "cleaning out" your bank account to buy a house.

AI responses may include mistakes. For financial advice, consult a professional. Learn more How Much to Save Before Buying a House in 2026 - Opendoor

On a , expect to pay between $8,000 and $20,000 in closing costs.