How To Buy Health Insurance In Oregon May 2026

Buying health insurance in Oregon primarily involves two paths: the for low-income residents or the Health Insurance Marketplace for individuals and families who do not have coverage through an employer . 1. The Oregon Health Plan (OHP)

: The Senior Health Insurance Benefits Assistance (SHIBA) program offers free, unbiased help with Medicare choices. Oregon Health Insurance Marketplace - Oregon.gov

: If you experience a qualifying life event (e.g., losing a job, getting married, or having a baby), you can enroll outside of the standard dates. How to Apply : Online : Use the official HealthCare.gov portal. how to buy health insurance in oregon

OHP is Oregon's Medicaid program, providing free or very low-cost health coverage.

If you are age 65 or older, or have certain disabilities, you may be eligible for Medicare. Buying health insurance in Oregon primarily involves two

: For 2026 coverage, the window is November 1, 2025, to January 15, 2026 .

: A newer program for adults with slightly higher incomes (138% to 200% of the FPL) who don't qualify for standard OHP but still need affordable care. Oregon Health Insurance Marketplace - Oregon

: You can apply at any time of the year at ONE.Oregon.gov . 2. The Oregon Health Insurance Marketplace