How To Buy I Bonds May 2026

: You can purchase up to $10,000 per person, per calendar year through TreasuryDirect.

: If you cash out before 5 years , you forfeit the last three months of interest earned. how to buy i bonds

: You must have a Social Security number and be a U.S. citizen, a U.S. resident, or a civilian employee of the U.S. government. : You can purchase up to $10,000 per

: The rate is a combination of a fixed rate and a variable inflation rate that resets every May 1 and November 1 . citizen, a U

: Bonds earn interest for up to 30 years unless cashed earlier. 5. Interest Rates & Taxation

: You can use your federal tax refund to buy up to an additional $5,000 in paper I Bonds annually, totaling a $15,000 limit. 4. Holding Rules & Penalties