Lease Car Then Buy -

You know exactly what the car will cost years in advance. If the market value of the car ends up being higher than the residual value, you’re getting a bargain.

Leasing a car with the intent to buy it later—often called a —is essentially a long-term test drive that ends in ownership. It’s a strategic move for drivers who want lower monthly payments now but want to keep the car for the long haul. Here is how the process works and why you might choose it: How it Works

You drive the car for a set term (usually 3 or 36 months) while paying for its depreciation rather than the full purchase price. lease car then buy

If you love the car and it’s worth more than the buyout price, it’s a smart financial move. If the car has lost more value than expected, you can simply walk away—one of the few "win-win" scenarios in auto finance.

Leasing typically requires a smaller down payment and offers lower monthly installments than a traditional auto loan. You know exactly what the car will cost years in advance

At the end of your term, you can either return the keys or pay that residual price (plus any fees) to own the car outright. Why Lease-to-Buy?

Generally, leasing then buying is slightly more expensive than buying the car brand new with a 0% or low-interest loan, because you pay lease acquisition fees and potentially higher interest rates on the back-end loan. It’s a strategic move for drivers who want

When you sign the lease, the dealer sets a "residual value." This is the pre-determined price you can buy the car for at the end of the lease.