: Make, model, and year. High-performance or luxury vehicles often carry higher premiums, though models like the Mercedes GLC 300 have historically been among the cheaper luxury options to insure.
Insurance providers calculate quotes based on multiple risk-related data points: new car insurance quotes
: New cars feature expensive modern technology that makes repairs costlier, directly impacting insurance rates. : Make, model, and year
New Car Insurance Market Report (April 2026) The average monthly quote for a brand-new vehicle is approximately for full coverage. This is significantly higher than the average cost for used vehicles, which typically range from $146 to $163 per month for similar coverage. Current Market Drivers New Car Insurance Market Report (April 2026) The
: Offers a lower average monthly quote of about $109 for new cars but lacks physical damage protection. Cost-Saving Opportunities Average Car Repair Costs in 2022 - The Zebra