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: Your own insurance covers your medical bills (PIP) regardless of who caused the accident. new jersey auto insurance quotes
: Rates often 26% lower than the state average and a highly-rated mobile app. new jersey auto insurance quotes
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: Those who prefer working with a dedicated local agent. Estimated Monthly Quotes (2026 Averages) Coverage Type Average Monthly Rate Top Budget Option Minimum Coverage $118 – $236 GEICO (~$69) Full Coverage $257 – $303 GEICO/NJM (~$120-$137) Key New Jersey Requirements