New Jersey Automobile Insurance Now

: The state provides incentives for insurers to increase coverage availability in specific urban centers to stimulate competition.

New Jersey automobile insurance is characterized by its "no-fault" system and a mandatory multi-phase reform currently increasing liability requirements for all drivers. new jersey automobile insurance

New Jersey law requires all drivers to carry three specific types of coverage: : The state provides incentives for insurers to

New Jersey offers specialized policy types to ensure coverage remains accessible: 000 per person and $50

: For drivers unable to find coverage in the voluntary market due to high risk, the NJAIP assigns them to an insurer.

: Minimum bodily injury liability increased to $25,000 per person and $50,000 per accident.