Before you even look at a house, get a pre-approval letter from a lender like Chase or Rocket Mortgage to show sellers you are serious. 2. Assemble Your Team
Remember to account for property taxes, homeowners insurance, and a "repairs" fund for when the water heater inevitably dies. reddit home buying guide
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Budget for a down payment (typically 3%–20%) and closing costs (usually 2%–5% of the purchase price). Before you even look at a house, get