If you are financing or leasing, your lender will require full coverage (collision and comprehensive) to protect their investment.

Once you pick the exact car, get its Vehicle Identification Number (VIN) from the seller.

Get quotes using the year, make, and model of the car you want.

Yes, you generally need to arrange car insurance or at the same time you purchase a car. In nearly every state, you cannot legally drive a newly purchased vehicle off the lot without active coverage. 🚗 Why You Need Insurance Before Buying

Most dealerships will not hand over the keys without proof of insurance.

Call your agent to confirm your policy includes this benefit.

You are financially responsible for any accident the moment you take ownership, even if you’ve only owned the car for 10 minutes. 🛠️ How to Get Insurance (3 Common Scenarios) 1. You Already Have an Active Policy