: Sephora , Target , Macy's, ASOS, and Ulta Beauty. Home Goods : The Home Depot, IKEA, Wayfair, and Dyson. Marketplaces : eBay and Etsy. Specialized Purchase Categories

: With the introduction of the physical PayPal Credit Mastercard , users can now use their credit limit at any brick-and-mortar location that accepts Mastercard. Major Participating Retailers : Electronics : Best Buy, Dell, and Microsoft.

: It is available at thousands of online retailers that accept PayPal. You simply select PayPal at checkout and then choose "PayPal Credit" as your funding source.

The Utility and Scope of PayPal Credit: A 2026 Comprehensive Overview