Where Do I Buy Health Insurance May 2026

These experts work for you rather than a specific company, offering personalized recommendations based on your budget and medical needs.

Some states, like California through Covered California , run their own marketplaces. where do i buy health insurance

Private companies may offer a broader variety of plans than what is listed on the government exchange, though you won't qualify for subsidies. 3. Licensed Insurance Brokers and Agents These experts work for you rather than a

You can purchase health insurance directly from private carriers like UnitedHealthcare, Aetna, or Cigna. like California through Covered California

You can find local, certified help through tools like the Local Help Search on HealthCare.gov. 4. International and Specialized Options

These marketplaces are the only place where you can access federal subsidies and premium tax credits based on your income. 2. Private Insurance Companies ("Off-Exchange")