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: States like California , New York , and Texas offer a state-run fund that competes with private insurers. This is often a safety net for high-risk businesses that private companies won't cover. 3. Assigned Risk Pools
Depending on where your business is located, you might use a state fund: where to buy workers compensation insurance
: In North Dakota , Ohio , Washington , and Wyoming , you must buy insurance through the state-operated fund. Private insurance is not allowed. : States like California , New York ,
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