Who Owns Best Buy Credit Card May 2026

The Best Buy credit card program is owned and issued by , a primary subsidiary of Citigroup Inc. . While the cards bear the Best Buy logo and offer rewards for the retailer, Best Buy itself is not an issuer of credit. Ownership and Issuance

As of late 2025, interest rates on these cards are notably high, with some reaching 31.49% . who owns best buy credit card

An "open-loop" card that can be used anywhere the Visa network is accepted. This version is often offered to applicants with higher credit scores. Key Financial & Legal Terms The Best Buy credit card program is owned

Citibank (via its division, Citi Retail Services ) manages the entire loan portfolio, handles credit approvals, and sets the terms of the card agreements. Ownership and Issuance As of late 2025, interest

Best Buy acts as a strategic partner, utilizing the credit program to drive customer loyalty through integrated rewards and specialized financing offers. Card Variations and Acceptance

A "closed-loop" card that can only be used at Best Buy stores and BestBuy.com .