: Transactions are finalized with a PIN or biometric authentication within the app. Fees & Pricing
: Full access to Bitcoin features requires an annual membership fee of $1,000 , typically deducted once your account balance reaches this threshold. xapo buy bitcoin
: The app supports the Lightning Network , allowing for near-instant Bitcoin deposits and low-cost transfers. Earning & Holding Features Xapo Bank: Grow & Protect Your Wealth in Bitcoin* & USD : Transactions are finalized with a PIN or
: You must first deposit funds into your Xapo Bank USD account via bank transfer (FedWire, FedACH, or SEPA). Earning & Holding Features Xapo Bank: Grow &
: Xapo charges no direct transaction fees for buying/selling BTC but applies a 0.10% spread on the quoted price.
: You can place one-time market buys or set up recurring buy orders on a daily, weekly, or monthly basis.
: To buy BTC, you use the "Exchange" or "Swap" feature to convert USD into Bitcoin.