If even $1 remains when the period ends, you will be charged the full interest for the entire purchase amount, backdated to the day you bought it.
Typically reserved for major appliances, home theater systems, or specific high-ticket categories (e.g., items over $799 or $999).
The (issued by Citibank ) offers "no interest" as deferred interest financing rather than a true 0% APR . This means you must pay the entire balance within the promotional period to avoid being charged interest retroactively from the original purchase date. Key Financing Terms best buy credit card no interest
Often available on storewide purchases of $299 and up .
Unlike a standard 0% intro APR card, the Best Buy card uses . If even $1 remains when the period ends,
Best Buy offers various "flexible financing" plans based on your purchase total:
Some select purchases may qualify for longer terms (up to 36 months) with a reduced APR (e.g., 7.99% or 11.99%) instead of 0%. Deferred Interest: The "Trap" to Avoid This means you must pay the entire balance
If you pay off the entire balance before the term ends, you pay $0 in interest.