: Access reports immediately at AnnualCreditReport.com.

: Call 1-877-322-8228 to have reports mailed within 15 days.

: Visually impaired consumers can request reports in braille, large print, or audio by calling the toll-free number. Frequency and Costs List of consumer reporting companies

The only official website authorized by federal law to provide free credit reports from the three major bureaus— Equifax , Experian , and TransUnion—is AnnualCreditReport.com . Beware of "imposter" sites that may charge fees or misuse your personal information. How to Get Your Report